It’s actually pretty decent as a generic 90s square RPG, but fails miserably as a sequel or even as an addition to the Chrono trigger universe to the point that I’m pretty sure most people just pretend there was never another entry in the Chrono series.
Absolutely, if you care about historical works you should make sure that you have a copy that you control.
A large portion of the things on my jellyfin are like that, because once they take away media ownership, and they can change or take away your stories at any time.